If I had it to do all over again, my first home purchase would have been an owner occupied duplex. Why? Well, I can have a tenant pay for part or all of my mortgage! Then, when ready, I could have purchased another property, bring in a second tenant, and the mortgage is taken care of, plus part of a new place if you're lucky! Sounds great, right?!? Now is the time to take advantage of this great opportunity. Modifications are in progress in the upper apartment, unit 12A, to finish off a third bedroom, making this a duplex with 3BR/1BA for each unit. This property is historic, and sellers report that it was an Inn on a stagecoach route. The property has been well taken care of. High ceilings, built-in storage, basement plus an attic that could be finished off at some point. Minutes from I-89, local conveniences, schools, parks, walking paths, etc. This is a great opportunity to invest in your future through real estate.